I was about to quit investing in real estate,
After my personal breakthrough, I realized why things were
I was bound and determined to change this myself. It all
|And now, several years later,
Income for Life has become an international organization for real estate
investors. In reality, it is one massive mastermind group for action-oriented
investors who create extra passive income in their spare time. Read Napoleon
Hill’s book titled “Think & Grow Rich” to learn more about the power
of the mastermind.
Since Income for Life launched, I have
Things have been crazy to say the least. I have
Enough about me …
Let’s talk about you.
If you'd like to automate your real estate investing, create
$232,016.96 per year of extra income without having to rehab or repair any
homes, and have your own personal real estate coach in your market place help
you for just $29.95 a month, then this might be the most important letter you'll
With my system and with a personal coach at their side,
Income for Life Members buy and re-sell about four homes a year following
the information outlined in this special report. They average $58,004 per
home, thereby creating an extra $232,016.96 a year of locked-in
Now, you're probably wondering how and why I could do that
for you. Let me explain…
As an Income for Life member, you’ll receive
step-by-step instruction, guidance, advice and, if necessary, hand-holding from
a personal investing coach – the kind of mentor I needed but didn’t have when I
Your coach will be an experienced investor himself,
knowing which neighborhoods to buy in, which properties to purchase, how to
market them and how to maximize your profits using my system. My team of real
estate professionals works ONLY with investors, and we locate, research
and scout the best properties for you. The guesswork and legwork are eliminated
My team also negotiates the best deals for you on
purchases, gives you access to the most favorable investor financing and helps
market your home and screen potential tenants. In other words, Income for
Life members have a real estate investing expert doing most of the work for
them. It’s guidance that’s critical to success, especially in this real estate
market. Investors going it alone are finding the going extremely
Income for Life members also receive our New Member
Kit. This includes A-to-Z instructions on my entire system. We will help you
step-by-step in building your real estate money machine!
You’ll also have access to our free member classes, which
will show you how to get started quickly and how to rent your home fast and for
Each month, you’ll receive my lengthy Income for
Life Newsletter and Income for Life Audio Series CD which includes
new ideas, strategies and tips to help you increase your income and build
You’ll also get access to our members-only Web site, which
has available for download all the forms and documents necessary to use our
system – applications, leases, deposit forms and more, already done for you –
plus puts a ton of other investing tools at your fingertips.
With all these resources at your disposal and an expert
working for you, there’s no reason you, too, can’t join those who are
per year of extra income.
Now, I know you're probably skeptical. That's normal and
healthy. But I’m going to show you that I can back up what I claim.
Four Reasons To Believe What I
Reason One: As a licensed Real Estate
Reason Three: As I mentioned, I have
Reason Four: In surveying my Income for
Life Members and analyzing the data they have provided, I have found that on
average, each member locks in $58,004 on each investment property they acquire
with my system.
Here is a breakdown of the benefits you receive
when you are accepted as an Income for Life Member
will learn how to turn just 3 homes into 24 homes in 6 years!
You can quit your job and
live off of the money that your properties generate for you!
You will learn how
to charge $200.00 to $300.00 more in rent each month for each home that you
With two homes, this could mean an extra $5,000.00 a year
Receive your monthly rent
checks on or before the 1st of the Month
revolutionary on-time system, you won’t have to chase your tenants each month to
collect the rent. Your renters will actually be glad to pay you on
Have Your Tenants Pay You
3% to 5% of the Value of Your Home Up Front before they even get the
Your coach will
show you how to receive thousands of dollars more from each home, PLUS get
tenants who are more committed. Depending on how much you put down to buy your
investment property, you could get 100% of your money back within a few short
One of my members, Joe Mercadante, pictured
At the time, Joe lived out of state, which meant he
REALLY leaned on me and my team for our expert mentoring. Here’s a note from Joe
I received shortly after he bought his 20th money-making
“Thanks for helping me to
acquire my 20 houses. I couldn’t have gotten that $9,000.00 down payment without
you on the last one. Also, I did some quick math last night and I figured that
my 20 houses combined are worth around $2.3 million. If they’re appreciating
conservatively each year at 5%, they earn $115,000.00 annually! I wish I
started investing a lot earlier in life.”
Joe Mercadante – Willoughby Hills,
We will show you how
to get your tenants to manage the properties for themselves.
You won't have to deal with all of the day-in and day-out
problems with your properties. Your tenants will operate as if they own your
home. Many of our members’ tenants have made improvements to their homes. Some
of these tenants have installed new carpeting, painted decks, installed new
landscaping and much, much more.
You will learn a way
to systematically guarantee that each and every one of your investments will be
profitable before you buy it!
Your coach will analyze
for you ever aspect of every deal, and will make sure the property is a great
buy before you invest one penny of your money! You will be able to
quickly and easily filter out all dog properties and save yourself thousands of
dollars and hours of time. We help our members use a simple test to guarantee
the property they are considering is a profitable investment.
We provide you with all of the Contracts, Forms and Legal Documents
that you will need.
You won't have to worry about how to structure your
contracts or agreements because our Attorneys have done that for us! We use
these contracts and forms every day. They have even been tested successfully in
court! Each of our members receives these
forms, which include step-by-step instructions on how to complete
Instructions and Guidance on How to Select the Best Tenants
You probably know someone who has had a problem tenant! In
fact, they may have even had to evict a tenant or two. Problem tenants are very
expensive in both time and money. Evictions are costly, too. Vacant homes are
costly. Fixing up the home after the eviction is costly. Your personal coach
will help screen, qualify and select the absolute best tenants for your
properties. In addition, we help you check their credit and evaluate their
rental applications. We know what to look for and what to avoid!
We provide the
advertisements to use with your investments that will make your phone ring off
of the hook.
This will save you hundreds of dollars of expense in
trying to find how to get interested buyers and tenants to call you. We have
tested countless advertisements and found the absolute best ones for you to use!
These proven, time-tested advertisements will work like money magnets, reliably
drawing hot prospects, day and night, year after year. It’s an iron-clad
guarantee your phone will ring off the hook.
Your coach will help you
create an auction-like environment for all of your properties. You will
literally have people competing for your homes.
Our proven advertisements are so powerful and get so many
calls, you’ll actually have scores of qualified tenants and buyers COMPETEING
for your properties! This simply means that you can pick the absolute best
candidate for your property rather than be stuck with some unqualified person.
When you learn how to create auction- like
environments for your properties, you will also be able to command higher rents,
sale prices and better terms. This will increase your profits and help
you put your properties on autopilot.
Have your prospective tenants tell you, before you even speak to them,
how much money they have available to give you before they move
This one technique will automatically increase your
profits and screen out unqualified tenants. When you use this strategy, you can
receive thousands of dollars of non-refundable upfront money from your
You will learn how
to get your tenants to pay for the first $200 of any and all repairs in your
properties each and every month.
Most investors feel that they are nickel-and-dimed all the
time by their investment properties. With this technique, your tenants will absorb all of the normal repair
costs protecting your profits.
You can use this one simple trick when structuring your mortgage that
will literally shave off thousands of dollars in interest while you own the
With lower interest costs, you will increase your positive
cash flow each and every month that you own the property. With this trick, the
same property can be thousands of dollars more profitable for you.
We include one specific strategy that you can use to literally double
your investing profits.
This strategy will require extra effort from you. However,
you can go from 3 homes to 48 homes in less than 5 years! If you had a $200.00
monthly cash flow from 48 homes, you would have an income of $9,600.00 per
month. Also, if you received $20,000.00 in appreciation on 48 houses, you
would have created $960,000.00 of wealth!
Your coach will
analyze with you the profit of the property with a simple 10/10/10 investing
You can quickly determine if a property is worth time
pursuing. Many investors spend too much time trying to decide if the property
represents a good purchase. In real estate, time is money. Things move fast, and
investors have to move fast as well. Imagine losing out on a great deal because
someone else moved while you were still trying to figure things out. By sticking
to our easy-to-follow guideline for evaluating properties, you will be able to
quickly determine if the numbers will work for you. This formula is
You don't have to
paint walls, replace kitchens, fix leaky pipes, or install tile
Our system focuses on buying nice homes in nice areas.
When you follow the Income for Life approach, you will not need to fix up
homes to make money. In fact, you should
receive money in your pocket before your first mortgage payment is due!
(See copies of Joe’s checks above. Joe received both checks before his first
mortgage payment was due!)
Your coach will
instruct you on the right type of properties to acquire.
You don't have to try to guess what will work. We have
invested in all different types of homes in various areas. We have found a
common denominator that we use to pinpoint the absolute best properties for you
to invest in. We know which homes are profitable and which homes aren’t. This
information alone is priceless. And you can’t get it everywhere.
Don't take my word for
Listen to what our members say:
“In February, I bought a
Dave Berrow - Mentor, Ohio
“On my first property, my
Dave Battles – Chesterland,
“I got involved
Jason Fankboner – Painesville Twp.,
I tried to find
Bruce Wiley – Newbury,
“Quick note to say thanks
Jim Gruver, CPA – Auburn Twp.,
“Our five-year plan
Devin & Kris Murray – Hudson,
“I have been very impressed with
Dave Raischel – Willoughby, Ohio
“In my first month of
Ben Giles – Kent, Ohio
“The structured program that Rob Minton
Mark Butler – Broadview Heights,
Life has helped me acquire 10 homes over an eight-year period. I would
estimate that my net worth has been increased by approximately
Matt Bobbey, CPA – Cortland, Ohio
Now I know the question you’re probably
thinking while reading this letter…
about the down real estate market?
Well, today’s real
estate market actually presents a tremendous opportunity to build substantial
amounts of wealth. I realize the news reports aren’t saying this, but it’s
true. Here is why…
1. Home prices have dropped around 10% nationally. This means you can
buy nice homes at discounted pricing.
2. Sellers are now more motivated to sell because of the increase in
competition. The buyers market allows us to negotiate extremely favorable
terms on our investment acquisitions.
3. With the sub-prime mortgage collapse, there has been a significant
increase in the number of renters who want to move into our investment
properties. These renters were previously qualifying for the sub-prime mortgages
and buying their own homes. Today, these same buyers can no longer qualify to
buy. This means an increase in demand and in rental
4. Interest rates are now at very low levels with the recent Federal
Rate cuts. Lower interest rates typically lead to higher monthly cash
5. The population is projected to increase from 6.6 billion today to 9
billion in 2042. This is a 36.4% increase over the next 34 years. People always
need a place to live. This increase in population will force housing prices
higher over the next 3 decades. Yes, this is a wealth-building crystal
Now, I don’t claim to be the smartest person in the
world, but lower home prices, low interest rates, increases in rental demand and
rental pricing and projected significant increases in population seem to
indicate that now is the time to invest.
In summary, here's what you get when our
team accepts your application for Membership in Income for
You get the full services of our team, which
free, no-strings-attached one-on-one consultation to assess your goals and the
steps we will take together to accomplish them … (a $500
Income for Life newsletter, which includes topics such as Asset
Protection, Tax Strategies, etc. … (a $29.95 value)
monthly Income for Life Audio Series CD. Each month, I interview successful
members, wealth building experts, authors and more. (a $19.95 value)
- Special access to our FREE Member classes. These
classes include our Fast Start Training class and our How to Rent Your Home Fast
and For Top Dollar class. You’ll be able to meet and network with other members.
These relationships will prove very helpful for you as you can learn from each
other. (a $500 value)
special Member’s Only Web site that will help you make more money from your
properties quickly. You can download special articles and previous Income for
Life Newsletters. (a $1,000 value)
Team’s Exclusive Best Buy Hotlist e-mailed to you (Generated by our 4-Point Home
Search) (a $300 monthly value)
- We will walk through the
properties that match your criteria together and analyze their condition and
profit potential. In other words, you get your own personal real estate
investing coach. (Value –
will help with the legal contracts and addendums and negotiate the purchase
for the lowest price and best terms (a $5,000 value)
will manage the closing process with all involved parties (lenders, title
companies, appraisers and escrow agents), which means you are guaranteed a
headache-free, properly managed acquisition. (A $200 value)
will help design a Rent to Own Program for your property including the
advertisements, pricing strategy and monthly rents. (a $1,000
will help you create an auction-like environment for your rental properties
whereby your prospective tenants will tell you up front how much money they have
to put down on your home
will teach you How to Show & Prepare Your Property to Prospective
will receive our Legal Agreements, Applications and Documents – done-for-you,
- We will help you collect large NON-REFUNDABLE
Up-front Payments from your tenants
Help You Rent Your Home for $200.00 to $300.00 More Each Month (a $3,600.00
Show You How to Guarantee Your Tenant is Responsible for All Minor Repairs on
EVEN help you set up a rock-solid system to receive your Rents on or before the
1st of the Month (Every Month!)
- We work with you EVERY step through the process
until you have money in your hand from your tenant/buyer and your home is an
autopilot cash machine.
I know you’re probably wondering “How much does the
Income for Life Membership cost, and what do you have to do to be
accepted?” The Income for Life Membership is just $29.95 per month. The
enrollment fee, which is a one-time fee, if accepted, is $199. You can cancel
any time and you have no obligation to purchase an investment
You also Get My 100% Iron-Clad
|In fact, if anytime during
the first three months of your membership you are not absolutely thrilled with
your Income for Life experience, I will give you a full 100-percent
refund of every penny you paid.
Compare our low membership price to the high-priced
bootcamps and seminars offered by the “gurus,” who don’t even live where you
live or know anything about the properties in your area.
membership entitles you to use our entire team’s services in finding, analyzing,
purchasing and financing investment properties. When we assist with your
actual investing, we will charge the Seller of the property you purchase a
commission to be paid for out of their sale proceeds. Membership entitles
you to all of the information mentioned throughout this report plus our monthly
Income for Life Newsletter and our Free Real Estate Investing Classes.
You are under no obligation to buy any investment property and you can
cancel anytime by simply faxing a note to our office. However, to have
our team help you find, analyze, negotiate an investment property, you must be
an accepted member.
To be accepted as a member, you must be
serious about creating Income for Life. Because of the demands on our
time, we can only accept action oriented, decisive applicants. If you’re
a “tire kicker” don’t bother applying. This isn’t for you. We won’t
accept you as a member. Sorry, but it’s true.
During Your Initial Consultation, You Will Receive the Special New Member
Value Items – For FREE…
When your membership application is accepted, you’ll
MEMBERSHIP SPECIAL BONUS #1:
The Complete Step-By-Step Book: "The Amazing Rent to Own System" This system
has sold alone on the Internet to other investors for $199.00. This system
simple 10/10/10 Investing Formula
- Sample Advertisements & Flyers for Your
System To Get Buyers & Tenants to Tell You How Much Money They Will Give You
Upfront Before You Even Talk to Them
- Step-by-Step Instructions on How to Select the Absolute Best
- Details on How to Show & Prepare Your
Property to Prospective Tenants
Legal Agreements, Applications and Documents
- Strategy on How to Turn 3 Homes into 24 Homes in
Less Than 5 Years
to Structure Your Rent to Own Program for Maximum Profits.
- The Key to Your Investing Success
MEMBERSHIP SPECIAL BONUS #2:
A special report titled “The Art of Getting
Money” written by the legendary P.T. Barnum (America’s Greatest
Promoter). This report is Barnum’s most famous speech, which comes from the 1869
edition of his autobiography, “Struggles and Triumphs.” Many people have
said that Barnum’s advice in this speech has helped them become
MEMBERSHIP SPECIAL BONUS #3:
A report titled "What Successful Investors See That
Unsuccessful Investors Don't." This report reveals a secret that can help
you skyrocket your investing returns. It is a simple idea that you can use over
and over again to generate enormous wealth!
MEMBERSHIP SPECIAL BONUS #4:
A best-selling book by Joe Vitale, "The Greatest
Money Making Secret in History!" In this book, Joe outlines what he
believes is the Greatest Money Making Secret in History. I have tried this
simple idea with fantastic results!
MEMBERSHIP SPECIAL BONUS #5:
A special report that explains how you can magnify your
wealth using 1031 exchanges when you sell your Rent to Own Homes to your
tenants. In this report, we detail step-by-step how you can sell your investment
property and not pay any capital gains tax at the time of sale! This one
report saved one Income for Life member, Dave Berrow, over $4,000.00 in
capital gains taxes!
MEMBERSHIP SPECIAL BONUS # 6:
An audio program titled "How to Make Money Multiply,
Consistently, Constantly, and at Will.” In this CD, we will
teach you the three biggest financial mistakes most investors make and how to
avoid them. We will also show you how to build wealth fast. And we’ll talk about
the proper mindset to have to increase your awareness and financial well-being.
It’s a huge eye-opener for building wealth!
MEMBERSHIP SPECIAL BONUS # 7:
An audio program titled “How to Be Financially Free
in Seven Months.” In this CD, I interviewed Joe Mercadante about his
real estate success. We discuss how Joe gained financial independence in just
seven short months! More importantly, we discuss the mindset and thinking that
Joe applied to reach his goals.
MEMBERSHIP SPECIAL BONUS #8:
An audio program titled “Self Directed
IRAs.” In this CD, Dick Desich (a national leader in
self-directed IRAs) gives a tele-seminar of the advantages and strategies of
investing in self-directed IRAs. Did you know that you could buy homes with
your IRA? Learn how in this special CD!
Before we go any further, I need to tell you right
upfront: Not everyone qualifies to be an Income for Life member of
ours. When you send in your completed Income For Life Membership
Application, our team will determine whether it’s appropriate for you to work
with us. It is important to answer the questions on this membership application
honestly and accurately, so that neither your time nor ours is wasted.
We are unable to accept every applicant simply because we
have limited time and limited resources. For accepted members, we work
one-on-one with you helping you find, acquire and profit from select
investments. We walk through homes and help you evaluate their condition and
profit potential. We help you negotiate and purchase the property. Finally, we
help you advertise, show and screen your tenant/buyer. We simply can’t handle
hundreds of new members a month. However, based upon our workload, we do agree
to accept a select few new members from time to time.
If your Income for Life Membership Application is
accepted, an initial consultation will be scheduled with you. It is very
important to keep your appointment for this consultation, as far more people
request them than can be accommodated.
Here's how to get started right
To be considered
for Income for Life Membership, simply complete and send us your
Income for Life Membership Application Form, which is included in this
information package. Or, if you prefer, you can apply online by visiting www.IFLHarrisburg.com.
To Your Success
Rob Minton, Broker
Creator and Founder of Income
P.S. The number of membership applications we can
accept in any given month is severely limited. And at certain times, we cannot
accept any new members, as the majority of our time is dedicated to assisting
existing members. Also, people referred to us by our existing members take some
of the new member openings we have each month. With this in mind, we can only
encourage you to fax or send in your membership application
or by any means without written permission from:
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